PUBLIC RECORDS FILE
What is a Public Records File?
A Public Records File -makes sure that your CPN number is attached to you name, address and DOB so you are not "ghoted", meaning you just didn't pop up out of nowhere with no previous history of anything.
Most creditors now look for you outside of the 3 major credit bureaus to see if you are actually a real person; or if you are someone with a CPN number or false identity. Most lenders now will not even look at you if you do not have a Public Records file. It's highly recommended.
There are 3 parts to a Public Records file. Two of the parts we do internally by listing you with certain ID Security sites and the third part you do by listing your phone number and a few other things that come in our instructions.
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